Are You Behind on Payments or Must Sell Your Home and Have No Equity?

We specialize in getting banks to accept less than what is owed!

This may not be the first time you are hearing about this, however; since you are so far behind in your payments, your lender has now probably filed a foreclosure and will be scheduling an auction at the County’s Courthouse to sell your home. As you are probably aware, regardless of what the home sells for, your mortgage company will then come after you for any deficiencies in the total balance of the loan, fees, and any foreclosure costs. Normally this will result in an additional judgment on you of up to $40,000. Letting your home go to foreclosure will not relieve you of your financial obligation to the mortgage company. You MUST be proactive to stop this from happening.

The Good News Is That This Can Be Stopped, and we can help!

That's right. The fact is, if you take action fast enough, you can avoid the judicial sale of your home and even protect your credit from the pending foreclosure. As you know, showing a foreclosure on your credit report will DRAMATICALLY decrease your chances of ever qualifying for ANY type of loan including credit cards, vehicles and certainly another home. Contrary to some of the rumors out there, this does NOT go away after 2 or 3 years. A foreclosure can haunt you for over 7 years and you will ALWAYS have to disclose that you have had a foreclosure. Even 10 years from now. Fortunately, the bank does not want to sell your home at auction. They simply want their money. This fact is a huge advantage for you so that you can get rid of this nightmare immediately.

We specialize in assisting homeowners just like you. It doesn't matter if you owe more than the home is worth! We have the knowledge and experience to negotiate with the bank on you behalf a SHORT SALE of your home so that you can avoid foreclosure. If you are not familiar with the SHORT SALE, this is where the bank will accept LESS than the amount you owe them, just so that they can avoid the legal fees they incur with trying to seize your home. As an example, if you owe $500,000 on your mortgage, the bank may be willing to let you sell the home and they will accept $400,000 (much less than the 500,000 you owe) instead of going through all of the hassle they have already started with attorneys and auction. They will allow you to sell the home “short" of what is owed to them. Best of all, they can waive all of the deficiencies in payment meaning that you can walk away free and clear of all financial responsibility on your home.

So Why Would The Mortgages Company Do That?

The mortgage company can spend almost $30,000 in trying to repossess your home and they are dealing with more foreclosure now than ever before. They just wanted to get rid of your file! Since we negotiate short sales with so many banks, we can tell you that we have gotten 9 of every 10 banks to stop foreclosure and accept a short sale with one of our investors. That means we have a 90% success rate in shopping foreclosure for homeowners just like you!

So How Are We Different Than Other Real Estate Brokers?

First of all, We are foreclosure intervention consultants and loss mitigation specialists. We represent dozens homeowners in exactly the same position as you are in right now. Most of the time, these homeowners owe more on their mortgage than what the home is actually worth. We have successfully negotiated for dozens of homeowners to literally sell their home at a low price and walk away absolutely free and clear of any and all debts on the home.

So How Do You Take Action?

Your first step is to contact us today. You must act now so that we can assist you in proactively and legally fixing this situation. Please fill out the form below and let's get a game plan in place. Once we receive your contact information we will call you immediately to discuss your situation over the phone.